Chargebacks are profit-killers, particularly for high-risk merchants. Legacy gateways leave you vulnerable, but our AI-powered 3DS solution doesn’t merely lower disputes—it destroys them. By marrying real-time behavioral analytics, automated evidence submission, and dynamic transaction routing, we’ve reduced chargeback rates below 1% for crypto, CBD, and adult entertainment merchants. No more lost revenue, no more frozen accounts. This isn’t fraud prevention; it’s fraud eradication.
Most fraud solutions work more like a security camera—passively capturing threats once they’ve already hit. Ours is a tactical strike force, catching attacks before they can penetrate your revenue streams. Powered by a proprietary machine learning engine, our solution examines more than 4,000 dynamic data points on each transaction in milliseconds, way more than simple device fingerprints or IP screening. We analyze behavioral biometrics (keystroke, mouse activity), transactional DNA (purchase velocity, cart abandonment behavior), and even dark web indicators to forecast fraud prior to authorization. If a chargeback attempt gets by—which is minimal—our system doesn’t simply alert you; it independently builds Visa Compelling Evidence 3.0 bundles with timestamped user paths, geo-validated shipping confirmations, and behavior consent paths that compel banks to take your side. And we don’t just stop there: each verified scammer is added to a common blacklist among our whole merchant network, so a scammer who scopes out a crypto exchange in Manila gets blocked before they can target a CBD store in Toronto. This isn’t just another fraud filter—it’s an adaptive neural network trained on $14B in high-risk transactions, evolving with every attack to make your defenses smarter while your competitors still rely on rule-based systems from 2015. For industries where chargebacks aren’t just losses but existential threats, we’ve built the equivalent of a missile defense system for your payments.
We tested this system with 200+ high-risk merchants—results were brutal (for fraudsters). A Philippine crypto exchange saw chargebacks drop from 12% to 0.3% in 90 days. A U.S. CBD brand recovered $220K/yr in previously lost revenue. No jargon, no false promises: just a fortress around your payments. If chargebacks are bullets, we’re the only gateway selling Kevlar.