Payment Architectures for Modern Gaming Platforms
The gaming industry needs payment solutions that handle microtransactions, virtual currencies, and a global player base. Xsolla and PaymentWall are examples of industry-related processors that concentrate on handling a distinctive payment flow for MMOs, mobile games, and esports platforms; within that, they handle hundreds of local payment methods-from Boleto Bancário in Brazil to GrabPay in Southeast Asia-useful in maximizing conversions in those emerging markets. Tokenized card-on-file solutions also reduce friction for repeat buyers; however, they don’t compromise their security when choosing to buy in-game. The best in gaming payments, mostly have great fraud prevention models optimized for blocking gold farmers, stolen virtual goods sellers, and chargeback fraud common to free-to-play models.
Navigating Regulatory Complexities in Gaming Payments
Internet gambling has a challenge to balance the seamless payments with strict age verification and geo-compliance measures. Among the services, the gaming payment processors work with identity authentication services such as Jumio to confirm that players are of adequate age and have geolocation before the actual processing of the payments. Look for a processor that knows how to comply with license requirements in source jurisdictions if your business involves gaming with real money since many will provide turnkey solutions to deal with all financial compliance issues. Subscription gaming used to enjoy dunning management capabilities that retry failed payments at the most advantageous time automatically. This also makes way for an emerging trend like the addition of cryptocurrencies by using service providers such as BitPay to allow players to deposit and give operators an alternate payment settlement method separate from traditional banks.
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