Understanding Shopify’s PCI Compliance Responsibilities
Shopify really takes off most of PCI DSS compliance burdens off when it come to the merchants who use either Shopify Payments or authorized third-party gateways under its very own infrastructure which is certified Level 1. However, the merchant should always have the following things in mind: protect their admin accounts (enabled 2FA), control employee access permissions, and verify that any modifications done at checkout are not exposing credit card data. Payment method redirect stores must possess SSL certificates to avoid routing payment data through their servers. Using hosted payment pages from Shopify, such as Paypal or Amazon pay, these are PCI compliant by default because sensitive information is simply not placed in your store. High-risk merchants should perform quarterly vulnerability scans if they process payments via custom API connections.
Advanced Security Measures for High-Risk Stores
In addition, take extra precautions for high-risk Shopify stores that handle sensitive information: Deploy a web application firewall (WAF) such as Cloudflare or Sucuri to filter out any attack traffic before it reaches your store. Put Shopify’s Fraud Filter app to work to automatically cancel any orders originating from high-risk IP addresses or known compromised cards. In the case of custom checkout-altered stores, tokenization services like Spreedly provide PCI compliance as well as allow the storage of payment methods. Ongoing staff training in combating phishing is critical since the majority of breaches arise from social engineering attacks. Maintain detailed logs of access and restrict administrative privileges to the principle of least access. With Shopify’s Hydrogen and Oxygen frameworks, a greater degree of security exists for headless implementations that require custom payment UIs.
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