Shopify-Compatible Payment Solutions for Restricted Industries
Proprietary payment gateways that are well suited to operate with higher chargeback risk are what high-risk Shopify sellers want. Even if Shopify Payments prohibits many high-risk industries, third-party options like Authorize.Net, NMI, and PaymentCloud give direct API connections into Shopify’s checkout. These payment gateways offer support for the CBD, nutraceuticals, and subscription-based industries with features like 3DS2 authentication and enhanced fraud filtering. Offshore services like Segpay and CCBill offer added flexibility for absolutely restricted businesses but require a custom checkout implementation as the downside. The ultimate solution smoothly marries Shopify’s UX with essential risk management functionalities for high approval rates, all without converting it to less very-converting.
Implementing High-Risk Payments on Shopify
In the beginning, you have to have a proper type of gateway to select and a technical setup for proper integration. Set up the gateway’s Shopify app, or perfectionize it according to the integration of their API for custom checkouts. Configure all filtering of fraud (AVS, CVV, speed checks) in the control panel of the gateway, not with simple tools of Shopify. For a subscription business, get your chosen processor to support recurring billing through the native subscription app of Shopify. Most high-risk merchants use double-gateway methods-domestic transactions processed through a mainstream processor and orders abroad to an offshore processor. Test your full integration in a development mode before going live, especially for mobile checkout flows and order status synchronization.
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